20 Macdonell Street, Hilltop, Taupo
Deadline Sale 29 January 2026
5
2
1
+21
Smart investment, smarter living
Don't just buy a home - invest in your financial future. This exceptional Home and Income opportunity offers the perfect blend of desirable modern living and a robust income stream designed to boost your long-term wealth. Five bedrooms, broken into two flats: •Flat 1: One 3-bedroom unit with separate toilet and bathroom, a huge living area, a dining area, and a fully renovated kitchen with gas stovetop and dishwasher. A huge deck area provides a great place to entertain and enjoy morning coffee. •Flat 2: One 2-bedroom unit with its own separate private entry and exit, a kitchenette, and a separate toilet and bathroom. A section allows you to have a granny flat, exempt from requiring a building consent under recent government changes. That's a double income stream! Key Investment Highlights: Positive Cash Flow Potential: Imagine a property that largely pays for itself. The dedicated rental unit is structured to generate significant monthly income, potentially offsetting a substantial portion, if not all, of your mortgage repayments and holding costs. This unit could cover over of an estimated mortgage payment. Dual-Stream Capital Growth: You are investing in two properties on a single title. Benefit from capital appreciation on both the principal dwelling and the income unit, accelerating your net worth faster than a standard residential purchase. Mortgage Qualification Advantage: The confirmed rental income from the second unit can often be used to strengthen your borrowing capacity with lenders, making this premium property more accessible. Built-in Risk Mitigation: Should your personal circumstances change, you have immediate, proven flexibility. You can live in one unit and rent the other or rent both for maximum income generation. Your asset is agile and resilient. Accelerated Debt Reduction: Use the consistent, non-stop rental revenue to make extra payments on your mortgage. Shorten the life of your loan and realize equity years sooner. The Numbers Speak for Themselves: We have prepared a comprehensive Financial Performance Report that details the potential annual gross yield, net rental income projections, and estimated cash flow analysis. Ask us today for a full breakdown of the projected Gross Yield and see exactly how this property stacks up as a high-performing asset in the current market. Invest smart, live well. This is more than a home; it's a proven wealth-building strategy.
Chattels
20 Macdonell Street, Hilltop, Taupo
Web ID
TPU217558
Floor area
250m2
Land area
763m2
District rates
$4,255.73 pa pa
Regional rates
$419.86 pa
LV
$375,000
RV
$805,000
5
2
1
Deadline Sale (will not be sold prior)
Thursday, 29 January 2026, 4.00pm
View by appointment
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