News
Thursday, 18 July 2024
Most recent attention on mortgage rule changes has focused on debt-to-income (DTI) rules. On July 1st, the Reserve Bank also slightly relaxed loan-to-value restrictions on secondhand investment properties.
Tuesday, 25 June 2024
While the Reserve Bank continues to jawbone and state that we will be well into the 2025 calendar year before we see a cut to the Official Cash Rate (OCR), it is questionable how many people actually believe them.
Friday, 22 March 2024
The feedback window for the Reserve Bank's proposed debt-to-income (DTI) rules has shut. We dive deeper into how this big change might shake up mortgage lending, especially for residential property investors eyeing credit.
Monday, 19 February 2024
Is the Reserve Bank's proposed DTI restrictions a serious overstep when applied to investment lending and lending for borrowers' own residences?
Wednesday, 15 November 2023
Some great news today is that the inflation monster is being tamed and rates have likely peaked. This should hopefully create some goodwill around the country after what has been a pretty challenging 2023 for many people.