News

Friday, 13 March 2026

Not all banks assess lending the same way. One lender may take a conservative view on rental income. Another may shade living expenses differently. Some may favour new builds or townhouses, while others may have stricter policies around apartments or investor lending.

Monday, 15 December 2025

A mortgage. A car loan. A credit card balance. For many homeowners, managing multiple high-interest debts on top of a home loan can feel overwhelming and expensive.

Saturday, 15 November 2025

Whether it is your first auction or your fifth, preparation is everything. Discover the key steps that help buyers stay focused, confident, and in control on auction day.

Wednesday, 15 October 2025

Green home loans, sometimes called eco or sustainable home loans, allow homeowners to borrow money at very low interest rates to fund energy-efficient home upgrades and electric vehicles. Offered by major New Zealand banks as a mortgage top-up, these loans can be fixed at either 0% or 1% interest, making them one of the most cost-effective ways to improve your home and reduce long-term running costs.

Monday, 15 September 2025

One of the most common questions buyers ask is whether a 20 percent deposit is essential to purchase a home. While it is often described as the gold standard, the reality is more nuanced. Many New Zealanders buy property with less than 20 percent, provided they understand the trade-offs and plan carefully.