The state of New Zealand real estate - and why the commercial story in provincial NZ matters now

After eighteen months of “wait and see,” the dial is finally moving. The Reserve Bank’s October 2025 OCR cut to 2.5% is the clearest signal yet that the tightening cycle is behind us and that capital will gradually get cheaper again.
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Canterbury farmland in demand as sales and values lift

A positive shift is underway in the rural property market, underpinned by improving confidence and favourable conditions.
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Interest rate relief sets the scene for rural expansion

As many will know, the NZ Official Cash Rate, set by the Reserve Bank, was cut to 2.5% this month - its lowest since August 2022. This marks a highly favourable setting for primary sector exporters, especially with this season’s strong exchange rate as the wider economy continues to recover.
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