Palmerston North

Charlie Graham

Charlie is Property Brokers Rural Advisor. He has extensive experience with a background of over 30 years in rural banking.

Educated at Matamata College and then Massey University where he gained his Bachelor of Agricultural Science degree. Charlie gained considerable experience in the banking sector, initially as a Rural Manager for The Rural Bank, and then in various bank management roles before the 15 years he spent as Managing Director, Rural Banking for The National Bank, and then ANZ/National Bank after the ANZ’s acquisition of The National Bank. He also subsequently spent three years at KiwiBank as Head of Business Markets Distribution, leading customer facing business markets staff. His banking experience has given him a great insight into the motivations of farmers, whether they are looking to acquire farms, divest, manage succession issues or successfully manage the variety of challenges a farmer has thrown at them during the course of a typical season.

Charlie has a deep understanding of the economic drivers of the industry and the issues farmers deal with in managing their businesses. His career has spanned numerous farming cycles, and includes first hand experience dealing with the many economic challenges farmers have faced over the decades.

These have ranged from the significant growth of the dairy industry and the consolidation and aggregation of farms with their changing ownership structures including the advent of Equity

Partnerships/ joint venture companies, the fluctuating fortunes of farm product prices, the evolution of sectors such as the kiwifruit industry, through to the East Coast drought of the late 90’s and the Global Financial Crisis.


With his background and training Charlie understands land, what it can produce and what it is worth. He also possesses a strong insight into how best to structure a farming business and what is required for its good governance and management.

Office 06 356 5122

Mobile 021 942 275

Email Charlie

Property Brokers - Palmerston North

Palmerston North 4414

Fax: 06 356 5036

Charlie Graham_full_December14 


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